Consult Dr Keerthi Keerthi Online Pain Management

Profile Description

Missing Withholding & Penalty Tax Calculation Logic

No formulas or tax brackets provided for calculating withheld tax (20.21) or penalty amounts (20.22).

No User Roles for Exemption and Overrides

Requirements like exemption from tax (20.23) or override price (20.24) need restricted roles, but no access control is defined.

No Validation for Share Transfers

Share transfer rules (20.25) are unspecified – e.g., between which types of shareholders, any conditions, or approval workflows?

No File Format/Template for Batch Uploads

Upload requirements (20.26, 20.34) don’t mention supported formats (CSV, Excel, etc.), structure, validation, or error reporting.

No Details on Contract Note Generation (20.27)

No fields, templates, or format (PDF, digital signature, etc.) defined.

Reconciliation Reporting Logic is Undefined (20.28)

No mention of what data sources are involved, frequency of reconciliation, or formats supported.

No Report Format or Customization Options (20.29–20.32)

It’s unclear whether reports can be exported, filtered, or customized per user/fund.

No Workflow Details for Online Subscriptions (20.33)

End-to-end flow for online subscriptions and redemptions is not defined — how is it validated, queued, confirmed?

Asset Purchase/Sale Upload Not Detailed (20.34)

No specifics on what assets, acceptable formats, validations, or approval flows.

No Integration Details for Online Platforms (20.36)

It’s unclear what online platform(s) are supported or how integration is done (API, file import, etc.).

Qualifications

MBBS

Research & Publications

Missing Data Validation Rules

No information on field length, data types, or input validation (e.g., TRN, price, certification, codes).

Undefined User Roles & Permissions

Requirements assume all users can perform all actions. No role-based access or permissions defined.

No Error Handling or Messaging Logic

There’s no description of how the system should behave on invalid inputs or system failures.

Currency Handling Not Clarified

It is unclear whether multiple currencies are supported and how conversion rates are handled.

Lack of Audit Trail Details

No mention of activity logging, versioning, or tracking of changes for sensitive actions (e.g., price updates, NAV calculation).

Undefined Fee Configuration Sources

It's not mentioned where custodian or management fee rates come from or how often they change.

Unclear NAV Calculation Mechanism

NAV logic is mentioned but not defined (formula, data source for market prices, frequency).

No Redemption or Subscription Rules for Precision

No rules around rounding, decimal places, or minimum/maximum thresholds for redemptions or subscriptions.

No Specifics on User-Defined Fields

It is not specified what kind of fields (data types, limits) can be added or how they impact NAV or reports.

Lack of Reporting or Output Requirements

There is no mention of reports, exports, or summaries for any of the key financial operations.

❓ Questions to Ask the Business Analyst (BA)
📌 General
What are the user roles and what permissions are associated with each (e.g., Admin, Fund Manager, Investor)?

Should the system maintain an audit trail of user actions? If yes, what level of detail is required?

Are there any specific compliance or regulatory rules we need to follow (e.g., tax laws, fund disclosure)?

Are reports or dashboards required for any of the listed functionalities?

🔎 Requirement-Specific
20.07 – Basic Mutual Fund Details
Should any of the fields (e.g., fund name, portfolio officer) be unique?

Are there any field dependencies or conditional requirements?

20.08 – Maintain Fund Details
What format/validation rules apply to TRN and Withholding Tax Certification?

Should expired certifications restrict transactions?

20.09 – NAV Calculation
What formula should be used for NAV calculation?

Should the system fetch live prices or allow manual input?

20.10 – Set Price
Who can set the price? Can it be updated after being set?

Should a historical log of price changes be maintained?

20.11 – Currency Selection
What currencies are supported?

How are exchange rates determined and updated?

20.12 – Investor Codes
Are the investor role codes predefined or user-defined?

Is there a limit to the number of investor types?

20.13 & 20.14 – Minimum Holding/Investment
Are these rules global or configurable per fund?

What happens if a user tries to violate the minimum limits?

20.15 – Fee Calculation
Where are the custodian and management fee rates defined?

Should the user be able to override them manually?

20.16 – User Defined Fields
What types of fields are supported (e.g., dropdowns, dates)?

Can user-defined fields be included in calculations or reports?

20.17–20.19 – Subscription/Redemption
Are partial subscriptions/redemptions allowed?

How is rounding handled when calculating based on dollar amounts or units?

20.20 – Tax Calculation
Which tax rules are applicable (local/international)?

How often should tax rules be updated and by whom?